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    Inventory Finance

    Unlock cash from your stock holdings to fund purchasing and growth.

    How It Works

    Inventory finance releases cash tied up in your stock, allowing you to purchase more inventory or free up working capital for other purposes. The lender takes a charge over your stock and advances a percentage of its value. Facilities are regularly reviewed with stock audits to maintain appropriate funding levels.

    Typical Amounts

    £100k – £5m+

    Terms

    Revolving facility, typically 12-month agreements with periodic stock reviews

    Who It's For

    Wholesalers, distributors, retailers, and manufacturers holding significant stock who need to free up capital or fund larger inventory purchases, especially ahead of peak seasons.

    Key Benefits

    • Release cash tied up in stock
    • Fund larger inventory purchases
    • Supports seasonal stock build-up
    • Can combine with invoice finance for maximum working capital
    • Flexible facility that adjusts with stock levels

    Frequently Asked Questions

    New to trade finance? Read our full guide: What Is Trade Finance? A UK Business Guide.

    Interested in Inventory Finance?

    Register your interest and a specialist member of our team will be in touch within 1 business day.

    Register Your Interest