Invoice Finance
Release cash tied up in unpaid invoices — available as whole turnover or selective facilities.
How It Works
Invoice finance allows you to unlock up to 90% of the value of your outstanding invoices within 24 hours of raising them. You can choose whole turnover facilities — where all invoices are assigned — or selective invoice finance, where you pick individual invoices to fund as and when needed. The remaining balance (minus fees) is paid once your customer settles.
Typical Amounts
£50k – £10m+
Terms
Revolving facility, typically 12-month rolling agreements
Who It's For
B2B businesses with trade debtors who need to improve cash flow, fund growth, or manage seasonal demand. Particularly suited to businesses trading internationally where payment terms can be extended.
Key Benefits
- Up to 90% advance on invoices within 24 hours
- Whole turnover or selective options available
- Bad debt protection available (non-recourse)
- Confidential facilities — your customers don't need to know
- Scales with your sales — funding grows as you do
Frequently Asked Questions
Related Insights
"Invoice Finance Is Only for Failing Businesses." Wrong.
Invoice finance isn't a sign of failure – it's how strong UK businesses fund growth.
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Who chases payment, who your customers see, and how to choose the right facility.
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The main products, how the cash cycle works, and what facilities actually cost.
New to trade finance? Read our full guide: What Is Trade Finance? A UK Business Guide.
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