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    Construction Finance

    Specialist funding for construction firms, including application-based finance against certified works.

    How It Works

    Construction finance is designed around the unique cash flow cycle of the construction industry. Funding is advanced against certified interim applications or stage payments, allowing contractors and subcontractors to maintain cash flow between payment milestones. Retention release facilities may also be available.

    Typical Amounts

    £100k – £10m+

    Terms

    Project-based or revolving, aligned to contract milestones

    Who It's For

    Main contractors, subcontractors, and specialist trades who experience payment delays between completing work and receiving certified payments. Also suitable for firms managing multiple concurrent projects.

    Key Benefits

    • Funding aligned to construction payment cycles
    • Advance against certified applications
    • Retention release facilities available
    • Supports multiple concurrent projects
    • Specialist lenders who understand the sector

    Frequently Asked Questions

    New to trade finance? Read our full guide: What Is Trade Finance? A UK Business Guide.

    Interested in Construction Finance?

    Register your interest and a specialist member of our team will be in touch within 1 business day.

    Register Your Interest